I started investing in property back in 2004 and all I needed at the time to make that very first investment was R2,500. Yes, that was all I needed to secure the new off-plan townhouse I was buying. The balance of the money came from the Bank as a homeloan. As you become more serious about investing in larger deals however or growing your portfolio, the big question for most investors is...
The Turnover Clause: A Cornerstone of Retail Leases In the world of commercial property, lease agreements are the foundation of your property transactions. One of the most crucial components of some agreements is the turnover clause. While less common in most leases, this clause plays an important role in determining rental payments, particularly in scenarios where the tenant's business performance is...
Understanding Lease Types: A Guide for Commercial Property Investors When investing in commercial property, one of the most critical factors to consider is the type of lease agreement you plan to sign or the type of lease s that are currently signed on the property you are considering. The lease structure significantly impacts the financial performance of your investment. There are three main lease...
The attraction of property investment in South Africa is undeniable. Property, over the long term promises passive income and legacy creation for your future generations. Whether you're an experienced investor seeking to expand your portfolio or a first-time entrant eager to get into this market, this detailed guide will help you with the knowledge and strategies to understand the South African property...
When Does An Offer To Purchase Lapse? Congratulations! You've found your dream home or property investment and put in an Offer to Purchase (OTP). But amidst the excitement, a crucial question lingers: when exactly does this offer lapse? Understanding the validity of your OTP is essential in the buying process. An OTP acts as a legally binding contract outlining the terms of agreement between you and...
Thinking about investing in commercial property? Many property investors who have invested in only residential property before are often shocked when they try to get into commercial property. For one, securing the capital to acquire your dream commercial property often requires financing from a bank's commercial property division. While the potential rewards are significant, the loan application...
Water quality and availability and is a growing concern for South African property owners, with rising costs, low water quality and many suburbs running dry. For investment property owners, reliable water access is not just a convenience, it's a factor that can significantly impact your bottom line and tenant satisfaction. One potential solution? Installing a borehole on your investment...
Investing in property can be very lucrative, but navigating the market requires more than just an eye for potential. Finding the true value of a property is crucial for making informed investment decisions and securing your financial future. However, with so many factors at play and various valuation methods in the mix, the process can feel daunting, especially for new investors. Fear not though! This...
Tax In Property: Property Traders vs. Investors in South Africa The South African property market is a dynamic and often lucrative landscape, but for the uninitiated, it can also be a confusing one. One of the most fundamental decisions an aspiring player needs to make is: are you a property trader vs property investor? This seemingly simple question has wide-ranging implications, shaping everything from...
In South Africa, rezoning refers to the process of changing the land use rights of a specific property. This process is governed by the Municipal Planning By-law and the Spatial Planning and Land Use Management Act (SPLUMA), which provide guidelines and regulations for local municipalities to follow. The rezoning process is necessary when an owner wants to use their land for a purpose other than what it...
